Extending Financial Inclusion in Africa Book

Extending Financial Inclusion in Africa


  • Author : Daniel Makina
  • Publisher : Academic Press
  • Release Date : 2019-06-15
  • Genre: Business & Economics
  • Pages : 432
  • ISBN 10 : 0128141646
  • Total Read : 87
  • File Size : 5,8 Mb

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Extending Financial Inclusion in Africa Summary:

Extending Financial Inclusion in Africa unveils the evolution, the present state and technological development of financial sector in Africa. Contributors consider macroeconomics, geographical disparities, and absolute poverty, and they explore economic growth for sustainable development goals (SDGs), improved banking governance and policy coordination, regional integration, and the adoption of technologies such as mobile money and crowdfunding for SMEs. They also address some of the unintended consequences of financial inclusion, including over-indebtedness and increased propensities to spend in cash-poor environments. Examines the financial inclusion-economic growth nexus in the African context Explores financial regulation and governance issues in developmental finance Investigates panel data evidence on the link between financial access and SME growth Evaluates the consequences of financial inclusion, including over-indebtedness and increased spending Assesses cross-sectional evidence on the link between technological developments such as crowdsourcing and mobile technology in financial inclusion issues

Extending Financial Inclusion in Africa Book

Extending Financial Inclusion in Africa


  • Author : Daniel Makina
  • Publisher : Academic Press
  • Release Date : 2019-06-09
  • Genre: Business & Economics
  • Pages : 342
  • ISBN 10 : 9780128142035
  • Total Read : 80
  • File Size : 18,5 Mb

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Extending Financial Inclusion in Africa Summary:

Extending Financial Inclusion in Africa unveils the genesis and transformation of Africa’s financial sector and its ability to provide finance for all. Contributors of the Book traverse the whole spectrum of African financial systems, examining their depth and breadth and empirically evaluating their appropriateness and effectiveness to achieve inclusive financial services. Explores the evolution of the financial sector in Africa from the pre-colonial to post-colonial era Investigates the financial inclusion–economic growth nexus Explores the role of financial regulation and governance in either enhancing or limiting financial inclusion Evaluates unintended consequences of financial inclusion, including over-indebtedness and increased propensity to spend Assesses cross-sectional evidence on the link between financial inclusion and technological developments such as the internet and mobile technology

Financial Sector Development in Africa Book

Financial Sector Development in Africa


  • Author : Thorsten Beck
  • Publisher : World Bank Publications
  • Release Date : 2012-11-27
  • Genre: Business & Economics
  • Pages : 255
  • ISBN 10 : 9780821396285
  • Total Read : 99
  • File Size : 15,8 Mb

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Financial Sector Development in Africa Summary:

This edited volume contains eight studies of financial sector challenges in Africa that served as background studies for Financing Africa: Through the Crisis and Beyond. One of the major challenges for African financial systems is to expand financial services to a larger share of the population. The chapters in this area cover microfinance in Africa, the role of technology, reforms of payment infrastructure, and financing agriculture. Two chapters cover challenges in increasing long-term finance; one covers housing finance and the other the role of sovereign wealth fund. The book also contains a detailed discussion of bank regulation and supervision, especially in light of the current regulatory reforms in Europe and North America. The final chapter provides a political economy perspective, discussing the conditions for activist government policies in the financial sector.

Banking in Africa  Delivering on Financial Inclusion  Supporting Financial Stability Book

Banking in Africa Delivering on Financial Inclusion Supporting Financial Stability


  • Author : European Investment Bank
  • Publisher : European Investment Bank
  • Release Date : 2018-11-21
  • Genre: Business & Economics
  • Pages : 236
  • ISBN 10 : 9789286138485
  • Total Read : 64
  • File Size : 14,9 Mb

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Banking in Africa Delivering on Financial Inclusion Supporting Financial Stability Summary:

In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.

Financial Inclusion for Poverty Alleviation Book

Financial Inclusion for Poverty Alleviation


  • Author : Essam Yassin Mohammed
  • Publisher : Routledge
  • Release Date : 2017-12-12
  • Genre: Business & Economics
  • Pages : 294
  • ISBN 10 : 9781351595117
  • Total Read : 60
  • File Size : 6,8 Mb

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Financial Inclusion for Poverty Alleviation Summary:

More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.

Financial Development in Sub Saharan Africa Book

Financial Development in Sub Saharan Africa


  • Author : Mr.Montfort Mlachila
  • Publisher : International Monetary Fund
  • Release Date : 2016-09-14
  • Genre: Business & Economics
  • Pages : 79
  • ISBN 10 : 9781475532401
  • Total Read : 98
  • File Size : 11,6 Mb

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Financial Development in Sub Saharan Africa Summary:

This paper discusses how sub-Saharan Africa’s financial sector developed in the past few decades, compared with other regions. Sub-Saharan African countries have made substantial progress in financial development over the past decade, but there is still considerable scope for further development, especially compared with other regions. Indeed, until a decade or so ago, the level of financial development in a large number of sub-Saharan African countries had actually regressed relative to the early 1980s. With the exception of the region’s middle-income countries, both financial market depth and institutional development are lower than in other developing regions. The region has led the world in innovative financial services based on mobile telephony, but there remains scope to increase financial inclusion further. The development of mobile telephone-based systems has helped to incorporate a large share of the population into the financial system, especially in East Africa. Pan-African banks have been a driver for homegrown financial development, but they also bring a number of challenges.

Banking in Africa Book

Banking in Africa


  • Author : Anonim
  • Publisher : Unknown
  • Release Date : 2020
  • Genre: Uncategoriezed
  • Pages : null
  • ISBN 10 : 9286144954
  • Total Read : 81
  • File Size : 16,5 Mb

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Banking in Africa Summary:

In its fifth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: - Investing sustainably in Africa's cities; - Mobilising agricultural value chain financing in Africa: why and how; - Remittances and financial sector development in Africa.

The Global Findex Database 2017 Book

The Global Findex Database 2017


  • Author : Asli Demirguc-Kunt
  • Publisher : World Bank Publications
  • Release Date : 2018-04-19
  • Genre: Business & Economics
  • Pages : 148
  • ISBN 10 : 9781464812682
  • Total Read : 81
  • File Size : 17,6 Mb

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The Global Findex Database 2017 Summary:

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.